Terms & Conditions

1. Definitions and Interpretation

For the purposes of these Terms and Conditions, the following definitions shall apply:

"Account" means the personal gaming account created by a User upon successful registration with minbet, through which all gaming activities, financial transactions, and communications are conducted.

"Bet" or "Wager" means any stake placed by a User on any game, sporting event, or other betting opportunity offered through the minbet platform, involving the risk of losing the staked amount in exchange for the possibility of winning additional funds based on predetermined odds or game outcomes.

"PAGCOR" means the Philippine Amusement and Gaming Corporation, the government-owned and controlled corporation established under Presidential Decree No. 1869, responsible for regulating and licensing all gaming operations within the Republic of the Philippines.

"Services" means all gaming, betting, entertainment, and related services provided by minbet through its website, mobile applications, and associated platforms, including but not limited to casino games, live dealer games, slot machines, sports betting, bingo, and specialty games.

"User", "Player", "you", or "your" means any individual who creates an account, accesses the minbet website, or uses any of the Services provided by the Company.

"Website" means the minbet online platform accessible at https://minbet.cam and any associated subdomains, mobile applications, or mirror sites operated by the Company.

2. Eligibility and Account Registration

2.1 Age and Legal Capacity Requirements

You must be at least twenty-one (21) years of age to create an account or use any Services offered by minbet. By registering an account, you represent and warrant that you have reached the minimum legal age for gambling in the Republic of the Philippines as established by PAGCOR regulations. We reserve the right to request proof of age at any time, and accounts belonging to individuals found to be under the minimum age requirement will be immediately closed with all funds forfeited to regulatory authorities as required by law.

2.2 Jurisdictional Restrictions

Our Services are intended exclusively for users physically located within the Republic of the Philippines at the time of accessing the platform and placing bets. You are prohibited from accessing or using minbet Services if you are located in any jurisdiction where online gambling is illegal or restricted by local law. It is your sole responsibility to ensure that your use of our Services complies with all applicable laws in your jurisdiction. We employ geolocation technology to verify user locations and reserve the right to restrict access from prohibited jurisdictions.

2.3 Account Registration Process

To create a minbet account, you must provide accurate, complete, and current information including but not limited to your full legal name as it appears on government-issued identification, date of birth, residential address, valid email address, and Philippine mobile telephone number. You agree to maintain and promptly update this information to ensure its continued accuracy. Providing false, incomplete, or misleading information constitutes a material breach of these Terms and may result in immediate account suspension or termination.

2.4 Single Account Limitation

Each individual is permitted to maintain only one (1) account with minbet. Creating multiple accounts, whether under your own name or using false identities, is strictly prohibited and constitutes grounds for immediate termination of all associated accounts with forfeiture of all balances. If we discover that you have opened or attempted to open multiple accounts, all such accounts will be closed, any bonuses forfeited, and we reserve the right to void all bets and withhold any winnings obtained through the use of multiple accounts.

2.5 Identity Verification Requirements

As required by PAGCOR regulations and our anti-money laundering obligations, all users must complete identity verification (KYC - Know Your Customer) procedures before being permitted to withdraw funds. You agree to provide clear copies of government-issued photographic identification (such as Philippine driver's license, passport, Postal ID, or SSS/UMID card) and proof of residential address (utility bill, bank statement, or government correspondence dated within the last three months). Failure to complete verification within seventy-two (72) hours of first withdrawal request may result in withdrawal delays or account restrictions.

3. Account Security and Responsibilities

3.1 Credential Confidentiality

You are solely responsible for maintaining the confidentiality of your account username and password. You agree not to disclose these credentials to any third party and acknowledge that you are fully responsible for all activities that occur under your account, whether or not authorized by you. minbet will never request your password via email, telephone, or any other communication method. Any such requests should be treated as fraudulent attempts and reported to our security team immediately.

3.2 Unauthorized Access Notification

You agree to notify minbet immediately upon becoming aware of any unauthorized use of your account or any other breach of security. You may be held liable for losses incurred by minbet or other users due to your failure to maintain account security or promptly report unauthorized access. We recommend enabling two-factor authentication and regularly changing your password to enhance account security.

3.3 Device and Connection Security

You are responsible for ensuring that your device (computer, smartphone, tablet) and internet connection are secure and free from malware, viruses, or other malicious software that could compromise your account security or interfere with the proper functioning of our Services. You should only access your minbet account from secure, private networks and avoid using public WiFi networks or shared computers when conducting financial transactions.

4. Deposits, Withdrawals, and Financial Transactions

4.1 Deposit Methods and Processing

minbet accepts deposits through authorized payment methods including GCash, PayMaya, bank transfers via BPI, BDO, Metrobank, UnionBank, credit/debit cards (Visa and Mastercard), and cryptocurrency (USDT). All transactions must be conducted in Philippine Pesos (PHP) unless otherwise specified. Deposits are typically processed instantly, though processing times may vary depending on the payment method selected. Minimum deposit amounts are ₱100 PHP unless otherwise stated for specific promotions.

4.2 Source of Funds Declaration

You warrant that all funds deposited into your minbet account are derived from legitimate sources and do not constitute proceeds of crime or illicit activity. We reserve the right to request documentation verifying the source of deposited funds, particularly for large transactions, and may refuse deposits or freeze accounts pending satisfactory provision of such documentation. Failure to provide adequate source of funds documentation may result in account closure and return of deposits minus any administrative fees.

4.3 Withdrawal Procedures and Verification

Withdrawal requests can be submitted at any time through your account dashboard, subject to completion of identity verification requirements. Withdrawals are processed to the same payment method used for deposits whenever feasible to prevent money laundering. First-time withdrawals and withdrawals exceeding ₱50,000 PHP may be subject to enhanced verification procedures including video call verification. We aim to process withdrawal requests within twenty-four (24) hours for verified accounts, though actual receipt of funds depends on your payment provider's processing times.

4.4 Withdrawal Limits and Fees

Standard accounts are subject to weekly withdrawal limits of ₱500,000 PHP. VIP tier members enjoy higher or unlimited withdrawal limits based on their VIP status. minbet does not charge withdrawal fees for the first withdrawal per week; subsequent withdrawals within the same week may incur a processing fee of 2% with a minimum of ₱50 PHP. Your payment provider may impose additional fees which are beyond our control.

4.5 Dormant Account Policy

Accounts with no login activity for a consecutive period of twelve (12) months are considered dormant. Dormant accounts with positive balances will be subject to a monthly maintenance fee of ₱200 PHP or 5% of the remaining balance, whichever is less, deducted from the account balance until either the account is reactivated or the balance is depleted. You may reactivate a dormant account at any time by logging in and completing identity reverification procedures.

5. Bonuses, Promotions, and Rewards

5.1 Bonus Terms Applicability

All bonuses, promotions, free bets, cashback offers, and rewards provided by minbet are subject to specific terms and conditions disclosed at the time of the promotional offer. These promotional terms form an integral part of these Terms and Conditions. In the event of any conflict between general Terms and specific promotional terms, the specific promotional terms shall prevail for matters related to that particular promotion.

5.2 Wagering Requirements

Unless explicitly stated otherwise, all bonuses are subject to wagering requirements before associated winnings can be withdrawn. Wagering requirements specify the total amount that must be wagered (bonus amount multiplied by the wagering multiple) before bonus funds convert to withdrawable cash. For example, a ₱1,000 bonus with 30x wagering requirements requires ₱30,000 in total wagers. Different games contribute differently toward wagering requirements: slots typically contribute 100%, while table games may contribute 10-20% or be excluded entirely. Specific contribution percentages are detailed in each promotion's terms.

5.3 Bonus Abuse and Forfeiture

We reserve the right to cancel bonuses, void associated winnings, and terminate accounts where we reasonably believe bonus abuse has occurred. Bonus abuse includes but is not limited to: creating multiple accounts to claim bonuses multiple times, coordinated betting with other users to guarantee profits, exploiting software errors or loopholes, engaging in betting patterns designed solely to clear wagering requirements with minimal risk (such as betting on all outcomes of an event), or any other activity contrary to the spirit of the promotion. Suspected bonus abuse is investigated thoroughly and decisions are made at our sole discretion.

5.4 VIP Program Terms

The minbet VIP program rewards loyal players with enhanced benefits including cashback, faster withdrawals, higher betting limits, personal account managers, and exclusive promotions. VIP tier status is determined by monthly wagering volume and may be adjusted monthly based on activity levels. VIP benefits are granted at our discretion and may be modified, reduced, or removed at any time. VIP status and associated benefits are non-transferable and may not be sold or shared with other users.

6. Betting and Gaming Rules

6.1 Acceptance of Bets

All bets are subject to acceptance by minbet. We reserve the right to refuse or limit any bet at our sole discretion, particularly where we suspect fraudulent activity, system manipulation, or where accepting the bet would expose us to unreasonable liability. Bets are not considered accepted until confirmed by our system and a unique bet ID is generated. In the event of system errors, transmission errors, or other technical issues, bets may be voided even after apparent acceptance.

6.2 Bet Settlement and Results

Sports bets are settled based on official results as published by the relevant governing body or sports authority. Casino game outcomes are determined by certified Random Number Generator (RNG) systems independently tested for fairness. In the event of disputes regarding bet outcomes, our decision based on official results and system records is final. We reserve the right to correct obvious errors in bet settlement, including correcting wrongly credited winnings and debiting accounts accordingly.

6.3 Game Interruptions and Malfunctions

In the event of game interruptions due to technical failures, network disconnections, or other system malfunctions, incomplete game rounds may be voided and stakes refunded, or the game state may be preserved allowing continuation upon reconnection at our discretion. In the case of casino games, malfunctions void all affected gameplay and associated payouts. For live dealer games, the dealer's physical actions take precedence over any digital display discrepancies.

6.4 Maximum Payouts

Certain games and bet types are subject to maximum payout limits as specified in the respective game rules. Standard maximum payouts are: ₱10,000,000 PHP for slot games (unless progressive jackpots exceed this amount), ₱5,000,000 PHP per sports betting coupon, and ₱50,000,000 PHP for progressive jackpot games. These limits may be exceeded at our discretion for promotional purposes. Multiple bets on the same event outcome from the same account or connected accounts may be treated as a single bet for maximum payout calculation purposes.

7. Intellectual Property Rights

7.1 Ownership of Platform Content

All content displayed on the minbet website including but not limited to text, graphics, logos, icons, images, audio clips, video clips, data compilations, software, design elements, and the compilation thereof (collectively, "Content") is the property of minbet or its content suppliers and is protected by Philippine and international copyright, trademark, and other intellectual property laws. The minbet name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of the Company.

7.2 Limited License to Users

Subject to your compliance with these Terms and Conditions, minbet grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Website and Services for personal, non-commercial entertainment purposes only. This license does not include any right to: (a) resell or make commercial use of the Services or Content; (b) download, copy, or reproduce Content except as specifically permitted; (c) collect or use product listings, descriptions, or prices; (d) make derivative works of the Website or Content; or (e) use any data mining, robots, or similar data gathering or extraction methods.

7.3 Restrictions on Use

You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information of minbet without express written consent. You may not use any meta tags or other "hidden text" utilizing minbet's name or trademarks without our express written consent. Any unauthorized use automatically terminates the license granted by minbet and may constitute trademark infringement, copyright infringement, or other violations of intellectual property rights actionable under Philippine law.

8. Prohibited Activities and Account Termination

8.1 Prohibited Conduct

Users are strictly prohibited from engaging in the following activities:

• Using the Services for any unlawful purpose or in violation of any applicable laws or regulations
• Creating multiple accounts or using other users' accounts without authorization
• Colluding with other users to gain an unfair advantage or manipulate outcomes
• Using automated systems, bots, or third-party software to place bets or manipulate the platform
• Exploiting errors, loopholes, or vulnerabilities in software, games, or payment systems
• Engaging in money laundering or other financial crimes through the platform
• Providing false, misleading, or fraudulent information during registration or verification
• Attempting to reverse engineer, decompile, or disassemble any software used in providing the Services
• Interfering with or disrupting the operation of the Website or Services
• Using the platform while under the influence of substances that impair judgment
• Harassing, threatening, or abusing other users or customer support staff
• Attempting to gain unauthorized access to other users' accounts or system data

8.2 Account Suspension and Termination

We reserve the right to suspend or terminate your account immediately, without prior notice, if we reasonably believe you have breached any provision of these Terms and Conditions, engaged in fraudulent or illegal activity, or if your continued use of the Services poses a risk to minbet, other users, or regulatory compliance. Upon termination, your right to use the Services ceases immediately, and we may retain any funds in your account to cover potential liabilities, pending completion of investigations. If termination results from your breach of these Terms, we reserve the right to forfeit your account balance.

8.3 Voluntary Account Closure

You may close your account at any time by contacting customer support and completing our account closure procedures. Upon voluntary closure, any remaining balance in your account will be returned to you after deduction of any applicable fees, charges, or pending wagering requirements on bonuses, subject to successful completion of identity verification and withdrawal procedures. Self-excluded accounts cannot be reopened for a minimum period specified during the self-exclusion process.

9. Limitation of Liability and Disclaimers

9.1 Service Availability Disclaimer

While we strive to maintain continuous service availability, minbet does not guarantee uninterrupted or error-free operation of the Website or Services. The platform may be temporarily unavailable due to maintenance, technical issues, or factors beyond our control. We are not liable for any losses, damages, or inconvenience resulting from service interruptions, system downtime, or technical malfunctions.

9.2 Third-Party Content and Links

The Website may contain links to third-party websites, services, or content not owned or controlled by minbet. We are not responsible for the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that minbet shall not be liable for any damages or losses caused by or in connection with use of or reliance on any third-party content, goods, or services available through such external sites.

9.3 Limitation of Liability

To the maximum extent permitted by Philippine law, minbet, its directors, officers, employees, affiliates, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from: (a) your access to or use of or inability to access or use the Services; (b) any conduct or content of any third party on the Services; (c) any unauthorized access, use, or alteration of your transmissions or content; or (d) any other matter relating to the Services. In no event shall minbet's total liability exceed the amount you have paid to minbet in the six (6) months prior to the event giving rise to liability.

9.4 Risk Acknowledgment

You acknowledge and agree that gambling involves risk of financial loss and that you participate in gaming activities at your own risk. minbet is not responsible for losses resulting from your gambling decisions. You should only gamble with money you can afford to lose and should never gamble to resolve financial problems. If you believe you may have a gambling problem, please utilize our responsible gaming tools or seek professional assistance.

10. Dispute Resolution and Governing Law

10.1 Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Philippines. The parties submit to the exclusive jurisdiction of the Philippine courts located in Metro Manila for resolution of any disputes arising from or relating to these Terms or the Services, except where arbitration is required as specified below.

10.2 Dispute Resolution Procedure

In the event of any dispute, claim, or controversy arising out of or relating to these Terms or your use of the Services, you agree to first contact our customer support team to attempt to resolve the matter informally. If informal resolution is not achieved within thirty (30) days, disputes may be escalated to formal complaint procedures through PAGCOR's dispute resolution mechanisms. Both parties agree to engage in good faith negotiations and mediation before pursuing formal legal action.

10.3 Class Action Waiver

To the extent permitted by applicable law, all disputes must be brought on an individual basis and not as a class action, collective action, or representative proceeding. You waive any right to participate in any class action or representative proceeding against minbet. This waiver does not affect your rights under Philippine consumer protection laws that may not be waived by agreement.

11. Privacy and Data Protection

Your use of minbet Services is also governed by our Privacy Policy, which is incorporated into these Terms and Conditions by reference. The Privacy Policy explains how we collect, use, store, and protect your personal information in compliance with the Philippine Data Privacy Act of 2012 (Republic Act No. 10173). By agreeing to these Terms, you also consent to our privacy practices as described in the Privacy Policy. We recommend reviewing the Privacy Policy carefully to understand how your information is handled.

12. Amendments to Terms and Conditions

12.1 Right to Modify

minbet reserves the right to modify, amend, or update these Terms and Conditions at any time at our sole discretion. We will provide notice of material changes by posting the updated Terms on the Website with a new "Last Updated" date and, where appropriate, by sending notification to your registered email address. Your continued use of the Services after such modifications constitutes your acceptance of the updated Terms.

12.2 User Responsibility to Review

You are responsible for regularly reviewing these Terms and Conditions to stay informed of any changes. If you do not agree with any modifications, you must cease using the Services and may close your account as described in Section 8.3. Continued use following the posting of revised Terms means that you accept and agree to the changes.

12.3 Version Control

Previous versions of these Terms and Conditions are archived and available upon request for reference purposes. In the event of disputes regarding which version of the Terms applies to a particular situation, the version in effect at the time the relevant events occurred shall govern.